Preheat your oven to 350°F (175°C).
Grease your loaf pan with a bit of oil or line it with parchment paper.
Mash the overripe bananas with a fork until smooth.
Add the granulated sugar, vegetable oil, eggs, chocolate almond milk, and white vinegar to the mashed bananas. Whisk until well combined.
Sift together the cocoa powder, baking soda, salt, and all-purpose flour in a separate bowl.
Gradually add the dry mixture to the wet ingredients, folding gently.
Fold in the chocolate chips, reserving a handful for topping.
Pour the batter into the prepared loaf pan and sprinkle the reserved chocolate chips on top.
Bake in the preheated oven for 50-60 minutes or until a toothpick inserted in the center comes out clean.
Let the loaf cool in the pan for about 10 minutes, then transfer to a wire rack to cool completely.
